TERMS AND CONDITIONS

SERVICE AGREEMENT: Object of the agreement: This investment service agreement (hereinafter, the “Agreement”) establishes the terms and conditions that govern the use of the investment services offered by SUCCESS CAPITAL INVESTMENT & GREEN GEMS LIFE, trademarks belonging to to SERVICIOS ZENIFF DE VENEZUELA OCC, C.A., with RIF J-296236410 and its associated companies (hereinafter, “SUCCESS CAPITAL INVESTMENT”). By using the investment services of SUCCESS CAPITAL INVESTMENT, the client (hereinafter, “the CLIENT”, refers to any person who uses the investment services of Success Capital Investment and other companies associated with the Zeniff de Venezuela group.) acknowledges and accepts the terms and conditions established in this Agreement. NON-DISCRIMINATION CLAUSE: The client will not be discriminated against for reasons of gender, race, religion, sexual orientation, age, disability or any other characteristic protected by law. This clause ensures that the client will have access to the investment services of Success Capital Investment on equal terms with any other client, regardless of their identity or personal characteristics. Success Capital Investment is committed to treating all its clients fairly and equitably and not to discriminate against any client for any reason. Creation of Account in Success Capital Bank: When creating an investment with Success Capital Investment, the client will receive a unique client code that will allow him to access the banking services offered by Success Capital Bank. You are responsible for maintaining the security of your Success Capital Bank account and for protecting your password and other access information. Success Capital Investment and Success Capital Bank will not be responsible for any loss or damage resulting from the client’s failure to protect their account and password. CLAUSE OF ACCEPTANCE OF CONDITIONS: The client accepts and agrees with all the conditions established in this contract once his investment service invoice is received. The client has a period of 72 hours from receipt of the invoice to withdraw and cancel their investment with a penalty of 20% of the amount invested. The withdrawal must be communicated in writing via email to the Success Capital Investment support department. IDENTITY VERIFICATION CLAUSE: The CLIENT undertakes to provide verified personal information, including a photograph of his identity document and selfie with said document, to carry out a KYC (Knowledge and Verification of the Client) verification before using the investment services. of Success Capital Investment. The CLIENT accepts that this information will be used exclusively for the purpose of identity verification and compliance with applicable regulations and laws. Failure to provide this information may result in denial of access to Success Capital Investment’s investment services. CLAUSE OF AUTHORIZATION OF PAYMENT TO THIRD PARTIES: In the event that the CLIENT does not have a cryptocurrency or bank account, the CLIENT may authorize a third party to receive and manage their investment funds in their place. The CLIENT understands and accepts that SUCCESS CAPITAL INVESTMENT will not be responsible for any action taken by the authorized third party. The CLIENT understands that it is his responsibility to ensure that the authorized third party also complies with all KYC verification requirements and provides the necessary documentation to SUCCESS CAPITAL INVESTMENT for verification. INHERITANCE CLAUSE OF INVESTMENT ACCOUNT: This clause establishes the provisions applicable in the event that the holder of the investment account dies or is incapacitated to manage his own financial affairs. By accepting the terms and conditions of this contract, the client authorizes SUCCESS CAPITAL INVESTMENT to transfer the capital and profits obtained in the investment account to the client’s relatives according to the following provisions:

If the client dies or is unable to manage his own financial affairs and leaves a spouse or stable partner, the principal and profits made in the investment account will be transferred to that spouse or stable partner.
If the client dies or is unable to manage his own financial affairs and leaves behind minor children, the principal and profits made in the investment account will be deposited in a trust until each of the children reaches the age of majority. Once the children have reached the age of majority, the entire amount of the trust will be divided equally among the children.
If the client dies or is unable to manage his own financial affairs and does not leave a wife, stable partner or minor children, the capital and profits obtained in the investment account will be transferred to a

not of the parents of the client who is alive. In the event that neither of the client’s parents is alive, the full amount will be transferred to the client’s siblings.
If the client dies or is unable to manage his own financial affairs and does not leave a wife, stable partner, minor children, parents or siblings, the entire amount of the investment account will be transferred to the WHITE DRAGONS foundation.

It is important to note that, for the investment account inheritance clause to be valid, it is necessary for the client to have provided SUCCESS CAPITAL INVESTMENT with updated and verifiable information about their relatives and their financial situation. CLAUSE FOR VERIFICATION OF IDENTITY AND BANK ACCOUNT OWNERSHIP AND CRYPTOCURRENCY WALLET: The client undertakes to provide verifiable information on their identity and bank or cryptocurrency accounts by presenting their identity document and selfie with said document, as well as also through the notification of any change in this information through your account profile in the company and support email. The client agrees that Success Capital Investment may carry out KYC verifications to confirm and authenticate this information. In case of any change in the information provided, the client will have to send the identity verification documentation again. CONFIDENTIALITY CLAUSE: All confidential and personal information of the client, including, but not limited to, his investments, transactions and personal data, will be kept confidential by Success Capital Investment and its associated companies. This information will only be used to provide the investment services requested by the client and to inform him of any changes or updates to the services offered. Success Capital Investment is committed to protecting client privacy and complying with all applicable privacy and data protection laws and regulations. GUARANTEE CLAUSE: Success Capital Investment offers its clients a 100% satisfaction guarantee. If for any reason the client is not satisfied with the investment services offered by Success Capital Investment, they can request the return of their investment within the first 30 days after making the investment. Success Capital Investment undertakes to return the full amount of the client’s investment with a penalty of 35% of the invested amount within 45 business days from the date of notification by the client This guarantee does not include capital losses due to market fluctuations. TOTAL LIABILITY CLAUSE: Success Capital Investment and its associated companies in relation to any service or product acquired by the CLIENT through the investment services of Success Capital Investment, will not exceed the total amount of the investment made by the CLIENT. In no event shall Success Capital Investment and its associated companies be liable to CLIENT or any third party for any indirect, consequential, exemplary, punitive or incidental loss. This liability includes capital losses due to market fluctuations. CLAUSE OF CHARGE OF COMMISSIONS FOR WITHDRAWAL OF CAPITAL AND PROFITS: The client understands that Success Capital Investment reserves the right to charge commissions for withdrawals of capital and profits generated through their investments. The amount of the commission will be 8% on the total amount to be withdrawn in case of bank payments and 2% on the withdrawal in cryptocurrencies. The client accepts that these commissions will be deducted from the total amount to be withdrawn and that they will be detailed in the corresponding invoice or notification for the moment. The Success Capital Investment company and its associated companies will not be responsible for any loss, damage or damage that the client may suffer as a result of the use of the investment services offered by the company. This includes, but is not limited to, loss or damage caused by technical failure, human error, negligence, system failure, Internet connectivity failure, computer virus, cyber attack, or any other cause beyond the control of the company. In addition, the company will not be responsible for any loss, damage or harm that arises as a result of market fluctuations with margins greater than -15% of daily trade for currency traded within an investment pool as well as zombie attacks, wars and disasters. that may affect the market and its operations. DISPUTE RESOLUTION CLAUSE: In the event of any dispute or controversy arising in connection with this agreement or any service provided by SUCCESS CAPITAL INVESTMENT, the parties shall agree to amicably resolve such dispute. If it is not possible to resolve the dispute am

istosa, any claim, controversy or dispute will be resolved through binding arbitration in the city of Caracas, Venezuela in accordance with the arbitration rules of the International Chamber of Commerce. The arbitrator’s decision will be final and binding on both parties. CEASE OF USE CLAUSE: The client accepts that Success Capital Investment has the right to suspend or cancel the use of investment services at any time and without prior notice if it is considered that the client has violated any of the terms and conditions established in this contract. In case of cancellation of the services, Success Capital Investment will not be responsible for any loss of funds or any other type of damages suffered by the client. The client also agrees that Success Capital Investment has the right to terminate the use of the services in case of prolonged inactivity of the client. The client accepts that, in case of cessation of use of the investment services of Success Capital Investment and its associated companies, they will be penalized with 35% of the amount of the investment made. Success Capital Investment undertakes to return the capital invested within a period of 45 business days, once it has received notification from the client of his desire to cease using the services. RESCISSION CLAUSE: This contract will enter into force from the date of acceptance through the sending of the invoice and receipt by the client and will be valid until its termination by either party. Either party may terminate this agreement at any time and for any reason, by providing 30 days’ prior written notice. In case of termination by the client, a penalty of 35% of the amount of the investment will be charged, with a return of the capital invested within a period of 45 business days. In the event of termination by Success Capital Investment, the invested capital will be returned to the client within 45 business days. ENTIRE AGREEMENT CLAUSE: This agreement constitutes the entire agreement between the client and SUCCESS CAPITAL INVESTMENT and supersedes any prior or contemporaneous agreement, whether oral or written. SUCCESS CAPITAL INVESTMENT reserves the right to modify this agreement at any time and without prior notice. The modified contract will be available on the website www.successcapitalinvestment.com and it is the CLIENT’s responsibility to periodically review this contract to be aware of any modifications. By continuing to use the services of SUCCESS CAPITAL INVESTMENT after the publication of any modification of the contract, the CLIENT understands that he accepts said modifications. In the event that the CLIENT does not accept the modifications to the contract, the use of the services of SUCCESS CAPITAL INVESTMENT must cease and, in such case, a penalty of 35% will be applied on the amount of the investment made by the CLIENT, with a return of investment capital within a maximum period of 45 business days

NON WAIVER CLAUSE: No waiver by the CLIENT of any term or condition established in this contract shall be considered as a subsequent waiver of said term or condition or of any other term or condition in the future. All resignations must be in writing and must be approved by the company.

MEMBERSHIP PROVISION: This Investment Service Agreement between Success Capital Investment and the Client constitutes the entire agreement between the parties and supersedes all prior or contemporaneous agreements, whether oral or written. This clause excludes any representation, guarantee or condition that is not expressly included in this contract.

CLAUSE OF RESPONSIBILITY FOR MANAGEMENT OF PERSONAL CUSTODY OF FUNDS BY THE CLIENT: The client is solely responsible for the management and custody of their own funds at all times. If the client receives cryptocurrencies from the company in his personal wallet, it is his responsibility to take care of the security of his wallet and protect his investments. The company will not be responsible for any type of loss or damage resulting from the lack of security or improper handling of the client’s personal wallet. The client releases the company from all responsibility in case of loss of access to their cryptocurrency wallet, whether due to loss of password, theft of private keys or any other circumstance. The client is solely responsible for adequately supporting and protecting their private keys and cryptocurrency wallet, therefore they will not execute a double payment for this reason.

CLAUSE OF PAYMENT IN CRIPTOCURRENCY: The CLIENT accepts that, in the event that payment transactions are made with cryptocurrencies, he undertakes to personally create his own cryptocurrency wallet. The company will not be responsible for providing information or assistance for the creation of the bill.

CLIENT’s wallet. The CLIENT is responsible for taking care of the security of his wallet and any transaction made from it. In case of loss of access to the wallet for any reason, the company will not be responsible for the management or custody of the CLIENT’s funds.

PERSONAL DATA PROTECTION CLAUSE: The client understands and accepts that any personal information provided to SUCCESS CAPITAL INVESTMENT, including but not limited to his name, email address, postal address and telephone numbers, will be used only for the purposes established in this contract. SUCCESS CAPITAL INVESTMENT undertakes not to disclose or transfer said information to third parties without the prior written consent of the client.

CLAUSE OF JURIDISCTION AND APPLICABLE LAW: The client acknowledges and accepts that any controversy or dispute arising from this contract or related to it will be resolved exclusively by the competent courts of the fiscal domicile of Servicios Zeniff de Venezuela OCC, C.A, established in the Bolivarian Republic of Venezuela, and will be governed by the law of this country. The client expressly and voluntarily waives any other jurisdiction or jurisdiction that may correspond to him. INVESTMENT DIVERSIFICATION CLAUSE: The client has the option of diversifying their investments in different markets and currencies, according to the product offer made by SUCCESS CAPITAL INVESTMENT, in order to mitigate the risk of losses in the event of market fluctuations. However, the client agrees to assume certain responsibility in the management of their funds operated by SUCCESS CAPITAL INVESTMENT, including the possible reduction of their invested funds in case of market fluctuations with margins from -15% onwards of daily trade per currency operated. within an investment pool. INVESTMENT RISK ACKNOWLEDGMENT CLAUSE: Client acknowledges that any investment carries certain risks and that Success Capital Investment strives to provide accurate and up-to-date information on investment performance and the state of the market in general. By using the investment services of Success Capital Investment and associated companies, the client accepts the terms and conditions and the privacy policy established in each of the company’s websites www.successcapitalinvestment.com, www.megabullmarket.com, www .successcapitalbank.com, www.greengemslife.com, www.gglifecard.com, among others. In addition, the client is responsible for periodically reviewing these documents to be aware of possible modifications or updates. By continuing to use the Success Capital Investment services after the posting of any changes to the terms and conditions or privacy policy, the client accepts such changes. The client agrees to assume the responsibility of an active investor against the potential risks of the market in which he participates indirectly. The client is aware that by delegating to Success Capital Investment the use of his capital to make investments in the different markets, he assumes a certain risk due to market fluctuations. However, the client trusts that Success Capital Investment will take appropriate steps to minimize risk and protect the client’s capital to the extent possible. It is the client’s responsibility to maintain the confidentiality of their access data to the investment services of Success Capital Investment and is responsible for any activity carried out with their account. It is the client’s responsibility to inform Success Capital Investment of any changes in the information provided when registering as a user of the investment services. Risks inherent to the market: The client understands and accepts that any investment carries certain risks inherent to the market. Although Success Capital Investment will endeavor to provide accurate and up-to-date information on investment performance and the state of the market in general, the client assumes the responsibility to make informed decisions about their investments and to assess the risks to which they are exposed. The client also understands that, in the event of market fluctuations, losses may occur in his investments, and he agrees to assume such risks. This disclaimer states that Success Capital Investment and its associated companies, as well as their respective employees, directors, shareholders and agents, will not be responsible for any type of damage or loss that may arise as a result of the use of the services of investment offered by the company, whether direct, indirect, incidental, special or consequential. This disclaimer includes, but is not limited to, financial loss, lost profit, business interruption, loss of information, ation or any other commercial loss. The client assumes all risks and liabilities associated with the use of the investment services of Success Capital Investment and its affiliated companies. The use of AUTO BOT SIGNAL signals is the client’s full responsibility and it is he who assumes the risks inherent in their use. The client must take into account that by using these signals, he is making investment decisions for himself and is responsible for monitoring compliance with them and taking the necessary measures to protect his interests. In addition, the client is solely responsible for choosing the Cryptocurrency Exchange of his preference and for ensuring that he is using a secure and reliable platform. FINAL PROVISIONS: All products offered within the Success Capital Investment ecosystem have their own conditions and characteristics that must be read and understood by the client before using the product. By choosing to use any product, the client accepts these conditions and is responsible for monitoring and following the instructions of the same to obtain the desired benefit.

YPTO-1 Xtrem /BITCOIN

Increase your level of earnings by reaching 300% in Bitcoin fractions of return on capital in 12 months when using Crypto-1 Xtrem.
At the time of making your investment, your capital application will be made in fractions of BTC according to the market price at the time of invoicing your order.
The client must download their de-centralized wallet TRUST WALLET and call the CSI-COIN token to receive the corresponding amount in CSI-COIN tokens referring to their 300% of Bitcoin fractions.
The client at the time of terminating the service contract must send totally or partially the amount of CSI-COIN that he wishes to receive for his 300% of Bitcoin fractions as a total return of his initial investment.
The client may retain all of his CSI-COIN tokens if he so wishes and exchange them with whomever he deems appropriate to do so and in this way the responsibility of SUCCESS CAPITAL INVESTMENT for a double payment to the client is released.
The only way to receive your 300% or fractions of initial capital return is by sending the CSI-COIN tokens to the SUCCESS CAPITAL INVESTMENT wallets.
1 CSI-COIN will have an equivalent to 1 Bitcoin on the contract start date.
In case of loss of the CSI-COIN by the client, the company will not have any responsibility for said loss and thus excluding its future responsibility in case of redeeming the CSI-COIN for Bitcoins.
Once the contract is finished, the client may also make use of the public and decentralized exchange in waves.exchange to exchange their CSI-COIN for Bitcoin at the market rate as it appears in said exchange, if so, the client will already consider their benefits redeemed. releasing the company from all responsibility.
The client may use their CSI-COIN as a form of payment for the acquisition of other products within the Success Capital Investment ecosystem and its affiliated companies.
Take advantage of the upward trend of this cryptocurrency and maximize your profits like you have never seen before.
-When using Crypto-1 High Risk Profit / Pro, you will use simple interest to calculate your daily earnings.
-Remember all your benefits you can withdraw them monthly directly to your Bitcoin wallet.
Our multidirectional operating system SCB-BOT SYSTEM / AUTOBOT SIGNAL’S SYSTEMS operates 24 hours a day.
The system works from Monday to Friday, except holidays.
Our multi-directional operating system SCB-BOT SYSTEM works 24 hours a day.
All contracts have a 35% penalty on the amount invested if a contract decline is made before the established time.
The client must notify in writing their decline in service.
The refund will be executed 45 business days after receipt of the request to cancel the contract.
The cut-off date will be the last day of each month or the 30th and, if applicable, the 31st.
All payments will be made in the Norwacoin cryptographic token or equivalent within the Success Capital Investment ecosystem, having a fee of 0.5%, if the client wishes to pay in their local currency. There will be an additional fee of 5% on the amount to be paid.
The company can unilaterally change from Xtrem to Pro and vice versa as well as in the background unilaterally at any time.

SMART CRYPTO HOLD PRO:
It is an investment fund in cryptography based on blockchain technology.
When making an investment in this fund, you get a monthly profit
10% simple interest on a 12-month service contract.
Your earnings bank statement will be emailed to you every month within 48 hours
business after the last day of each month. The account cutoff of your earnings runs every 30th of every month.
The system works from Monday to Friday.
Our multi-directional operating system SCB-BOT SYSTEM operates 24 hours a day.
The system operates from Monday to Friday excluding holidays.
Our multi-directional operating system SCB-BOT SYSTEM operates 24 hours a day.
All contracts have a 35% penalty on the amount invested if a contract decline is made before the established time.
The client must notify in writing his decline of the service.
The refund will be executed 30 business days after receiving the request for cancellation of the contract.
The cut-off date will be the last day of each month either 30 and if it is the case 31.
All payments will be made within 72 business hours following the closing date of the month and this payment will be
effective in the cryptographic token Norwacoin in the Waves chain, having a fee of 0.5%, if the client wishes to pay
in their local currency. There will be an additional fee of 5% on the amount to be paid.

SMART CRYPTO HOLD XTREM:
-It is an investment fund IN CRYPTOCURRENCY TRADING which operates in different exchanges such as BINANCE, POLONIEX, WAVES.EXCHANGE, KUKOIN, HUOBI ETC.
-SMART CRYPTO HOLD XTREM uses the artificial intelligence system: AUTOBOT SIGNAL’S SYSTEM owned by SUCCESS CAPITAL INVESTMENT.
-All investment funds are managed directly by SUCCESS CAPITAL BANK.
-When making an investment in this fund, you obtain a monthly gain of 10% in compound interest in a service contract of at least 36 months and with the possibility of renewal.
-The monthly / annualized bank statement for the capital application period will be sent to your email within 48 business hours once the account creation and capital placement in the fund have been made.
-The account cutoff of your earnings and allocation to capital is executed every 30th of each month.
-The system works from Monday to Friday and on business days. Our multidirectional operating system AUTOBOT SIGNAL’S SYSTEM operates 24 hours a day.
-All contracts have a 40% penalty on the amount invested if a contract decline is made before the established time.
-The client must notify in writing his decline of the service.
-The refund will be executed 45 business days after receiving the request for cancellation of the contract.
-The cut-off date will be the last day of each month either 30 and if it is the case 31.
-All payments will be made within 72 business hours following the contract completion date and this payment will be effective in the Norwacoin cryptographic token in the Waves chain, having a fee of 0.5%, if the client wishes to pay in their currency. Local will have an additional fee of 5% on the amount to be paid.
-The contract has automatic renewal in the absence of written notification to the support area within 90 days before the end of the contract.
-The client must supply the cryptocurrency wallet account with a minimum term of 6 months for his withdrawal of capital and benefits in case his contract is in USDT, in case of local nomeda he must inform his account number in the name of the owner / beneficiary transferring all bank details for international transfers.
-Once the term of contracting the service has expired and the request for withdrawal of funds is made, these will be placed in the account of the beneficiary / holder within a period of 45 business days once the request for funds available to date is made.

High Risk Profit Xtrem is an investment product that gives you a daily profit of up to 3% from Monday to Friday in compound interest used the cryptocurrency market, HRP -xtrem operates between various exchanges such as Waves.Exchange, BINANCE, POLONIEX, YoBit , Huobit among others, allowing to have a wide protection coverage on risk in placements.
Your earnings bank statement will be emailed to you every month within 48 hours.
business after the last day of each month. The account cutoff of your earnings runs every 30th of every month.
It should be noted that the days in which the market is in losses, those days are billed at 0 US $ and thus for the number of days that it remains in that situation in order to avoid capital losses.
In the event of a market drop below 25% in relation to the last business day, the positions are liquidated and entered into stock until they are recovered at the same market value before the drop.
The system works from Monday to Friday.
Our multidirectional operating system SCB-BOT SYSTEM / AUTOBOT SIGNAL’S SYSTEMS operates 24 hours a day.
The system works from Monday to Friday, except holidays.
Our multidirectional SCB-BOT SYSTEM / SCB-BOT SYSTEM operating system works 24 hours a day.
All contracts have a 35% penalty on the amount invested if a contract decline is made before the established time.
The client must notify in writing their decline in service.
The refund will be executed 45 business days after receipt of the request to cancel the contract.
The cut-off date will be the last day of each month or the 30th and, if applicable, the 31st.
All payments will be made within 30 business days following the closing date of the contract and this payment will be effective in the cryptographic token Norwacoin in the Waves chain, having a fee of 0.5%, if the client wishes to pay in their local currency There will be an additional rate of 5% on the amount to be paid.
The company can unilaterally change from Xtrem to Pro and vice versa as well as in the background unilaterally at any time.

High Risk Profit Pro is an investment product that gives you a daily profit of up to 3% from Monday to Friday in simple interest
used the cryptocurrency market, HRP operates between various exchanges such as Waves.Exchange, BINANCE, POLONIEX, YoBit, Huobit among others,
allowing to have a wide protection coverage on risk in placements.
Your earnings bank statement will be emailed to you every month within 48 hours
business after the last day of each month. The account cutoff of your earnings runs every 30th of every month.
The system works from Monday to Friday.
Our multi-directional operating system SCB-BOT SYSTEM /AUTOBOT SIGNAL´S SYSTEMS operates 24 hours a day.
The system operates from Monday to Friday excluding holidays.
Our multi-directional operating system SCB-BOT SYSTEM operates 24 hours a day.
All contracts have a 35% penalty on the amount invested if a contract decline is made before the established time.
The client must notify in writing his decline of the service.
The refund will be executed 30 business days after receiving the request for cancellation of the contract.
The cut-off date will be the last day of each month either 30 and if it is the case 31.
All payments will be made within 72 business hours following the closing date of the month and this payment will be
effective in the cryptographic token Norwacoin in the Waves chain, having a fee of 0.5%, if the client wishes to pay
in their local currency. There will be an additional fee of 5% on the amount to be paid.

Bonus Customer Investor:

This excellent benefit allows you to earn passively by investing your direct and indirect referrals,
for example if a friend of yours registers and invests in GG-Life he will receive his earnings month after
month during the period of his contract, in addition to your Smart Bonus Green that you receive 10% for the income of your referral,
you will also earn 1% of your friend’s investment during the term of his contract, this will allow you to obtain 100% passive income
just for recommending 1 single time and there is even more this is repeated until the third generation of your business organization

Network Bonus:
If your passion is to share the good things that happen to you in your life, here is an opportunity to generate more money
while helping your acquaintances. When a referral of yours enters Green Gems Life you will obtain your first profit,
SMART BONUS GREEN where we will give you 10% for the investment amount of your referral, also if your referrals also share
their experiences and others enter with them in Green Gems Life You will get 5% in your first level,
5% in the second level and 2% in the third level on the initial amount of your purchase,
this will make you have magnificent profits for your team that you are developing.